Mortgage Calculator

Use the Mortgage Calculator to estimate your monthly mortgage payment for your dream home in Central New York real estate. Adjust the home price, down payment, loan term, and interest rate to see how each factor affects your monthly payment, helping you plan your budget with confidence and accuracy.

Find Your Dream Home

Mortgage Calculator

Estimate your monthly payment and see how much house you can afford.

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Your estimated monthly payment
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%
$
Yr
Mo
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%
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Monthly
Bi-weekly

+ Add Extra Payments

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[-] Remove extra payments

Payment Breakdown

Customize your mortgage payment

Principal & Interest
Monthly Extra Payment + Add Extra Payments
Home insurance (per year)
%
$
Property Taxes (per year)
%
$
HOA Fees (per month)
$
PMI (per year)
%
$
Total Monthly Payment

Total Of All Payments

Down Payment & One-time Expenses
Principal
Interest
Extra Payments
Home insurance
Property taxes
HOA fees
PMI (not required)

Amortization Schedule

Mortgage Payoff Date:

Payment breakdown as of

Remaining Balance
Principal
Interest